I am 23 and got in an accident; Both my lungs collapsed I had four broken ribs and it took them four hours to get me to a hospital. I had just been hired for my first full time job and the insurance was 9 days of kicking in. Now I am starting my life out with over $27,000 debt. Thanks to God that I am alive and well. Without him I would not be here. I may have to file bankruptcy and I am looking for any way to get out of this. I do not make enough money to put a dint in the sum. The hospitals want their money now and I am getting constant calls from debt collectors. If you can help please contact me. zrwalker@dnr.in.gov